Archive for October, 2013

NI Contributions Bill Goes To Parliament

Businesses and charities can benefit from an annual £2,000 employment allowance towards their national insurance contributions as part of the National Insurance Contributions Bill introduced to Parliament last week. 

 It is expected to be in place by April 2014 and employers will need to confirm their eligibility via the normal payroll process. The allowance will be deducted over a year from employers’ PAYE payments. 

There is more about the announcement at:


Bid For BIDs Say HMG

If you and your business colleagues ae considering developing a Business Improvement District (BID) in your town, then good news. Loans of up to £50,000 each are being offered to fund new BIDs throughout the UK.  The new £500,000 fund was launched by High Streets Minister Brandon Lewis and applications will be handled by British BIDs.

 Dr Julie Grail, Chief Executive, said: “The business improvement district model now has a proven track record in delivering improved management and leadership and, with over 160 business improvement districts currently in operation nationwide, has made a significant contribution to the wider economic performance of many locations.”

There is more about the new fund at:


Here’s One For Insomniacs Everywhere

Revised health and safety legislation takes effect

Yes I am indebted to the Health and Safety Executive for reminding me of the following changes that came into force on 1st October.

Two revised health and safety regulations came into force on 1st October 2013. The Health and Safety (First Aid) Regulations 1981 have been amended to remove the requirement for workplace first aid training providers to be approved by the Health and Safety Executive (HSE). In addition, changes to the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations (RIDDOR) 1995, require fewer types of ‘dangerous occurrence’ to be reported and the list of 47 types of industrial disease has been replaced with eight categories of reportable work-related illness. The changes are based on recommendations made in the Löfstedt review of health and safety published in 2011.

There is more about the changes at:


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What’s M-Commerce? You Had Better Find Out!

M-commerce captured 15% of on-line retail sales since Q1 2011, says the latest research from IMRG and Cap Gemini.  Purchases from laptops and PCs decreased over the same period.  Purchases made via mobile devices accounted for 23% of online retail in Q2 2013, tablets representing a massive 85% of this.  But even so smartphone transactions rocketed by 210%.

Researchers believe the increase in m-commerce stems from improved, mobile-optimised websites being developed by retailers and the growth of consumer confidence in the security of m-commerce.

There is more about the research at:


Encrypt or Pay, Businesses Told

SMEs should ensure electronic copies of customer information is properly encrypted.  So says the Information Commissioners Office (ICO) after the owner of a loans company was fined £5000 after a hard drive holding personal the personal and financial details of his customers were stolen from his car.  The hard drive was password protected but not encrypted.  ICO Head of Enforcement, Stephen Eckersley has warned all businesses that they “must encrypt any personal data stored on portable devices, where the loss of the information could cause clear damage and distress to the customers affected.”

For more information on this click the link below.

Sc: Business Advisors News, MGBA, UKBA

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